0% Installment Program
via Credit Card

Applicable to customers who are Visa/Master/JCB cardholders of more than 20 banks participating in the affiliate program. Applicable items: Jewelry & Watches.

See details

SERVICE ADVANTAGES

Interest rate 0%

Easy and quick payment

No records required

Flexible terms of
3,6,9,12 months

Reasonable installment service fee

THỂ LỆ CHƯƠNG TRÌNH

Thời gian áp dụng: Từ 25/10/2021

Products eligible for installment payments are James Jewelry Diamond items with card payment value of 3,000,000 VND or more after deducting discounts (if any). Does not apply to products that are gold bars, fortune gold bars, loose diamonds over 7.2 mm*, plain rings, plain rings pressed with seals.

  • Installment period: 3,6,9,12 months (except for Shinhanbank cards that have not applied the 3-month term, VPBank cards that have not applied the 9M, 12M terms).
  • Financial service fees corresponding to the terms 3M – 6M – 9M – 12M are 1% – 2% – 4.5% – 4.5%.
  • There is no limit to the number of installment purchases (but make sure the card has enough limit).
  • The installment payment term is shorter than the remaining validity period of the credit card.
  • The cardholder is not allowed to change or cancel the installment transaction after the transaction has been converted to installment payment.
  • The transaction amount will be divided into equal installments based on the selected installment term, listed along with card transactions on the monthly statement. Customers will pay these amounts according to the usual credit card payment method and term. The amount to be paid in installments will be shown on the monthly statement.

HOW TO BUY 0% INSTALLMENTS VIA CREDIT CARD

Customers can register for 0% installment payments via credit card when purchasing at the James Jewelry Diamond store system. nationwide, or choose installment payment when purchasing online at James Jewelry Diamond website: jamesjewelrydiamond.com

FREQUENTLY ASKED QUESTIONS ABOUT 0% INSTALLMENTS VIA CREDIT CARD

Customers have credit cards, including cards with logos: VISA, MASTER, JCB.

Cards that do not apply the installment payment program include: ATM cards, debit cards, NAPAS cards, cards with the words Debit, Timo. Credit card installment program is a 0% interest installment purchase program, applicable to card payments of 3,000,000 VND or more, flexible application with 04 terms: 3 months, 6 months, 9 months, 12 months.

The program applies to VISA/MASTER/JCB cardholders with logos of 24 Vietnamese banks: ACB, BIDV, Citibank, Eximbank, HDbank, HSBC, LienvietPostBank, MB Bank, MSB, NamAbank, OCB, Pvcombank, Sacombank, SCB, SeABank, SHB, Shinhanbank, Standard Chartered, Techcombank, TP Bank, VCB, VIB, Vietinbank, VP Bank..

• The person paying the bill is the international credit card holder

• Credit cards include cards with logos: VISA, MASTER, JCB and logos of more than 20 banks that have cooperated with Payoo to allow installment payments.

• The credit card holder presents one of the following personal documents: valid ID card (15 years from date of issue), citizen identification card, driver’s license, or household registration.

• You only need to bring the original for the James Jewelry Diamond Consultant to compare with the name on the credit card and return it to you immediately.

0% interest installment payment program via credit card at James Jewelry Diamond applies to many products such as: loose diamonds, diamond jewelry, gemstone jewelry, gold jewelry, silver jewelry, watches, gifts feng shui gifts…

The program does not apply to products that are gold bars, fortune gold bars, 24k gold, 22k gold, loose diamonds over 5.4mm, plain rings, plain rings pressed with seals.

Thus, diamond jewelry and loose diamonds under 5ly4 are paid in installments.

Customers need to check for credit cards with VISA/MASTER/JCB logos and logos of more than 20 banks in the 0% interest installment payment program via credit card.

Customers check their credit card’s purchase limit.

0% interest installment purchase program via credit card and a financial service fee when paying in installments. This is a one-time fee collected by James Jewelry Diamond at the time of purchase, calculated into the value of the card swipe. Customers pay monthly in equal parts to swipe the card value and do not incur additional bank loan interest during the installment payment process.

Hotline James Jewelry Diamond: 058.915.7979 (when customers have questions about products that apply for installment payments).

Hotline Payoo: 058.915.7979 (when customers have questions about which cards are applicable for installment payments at James Jewelry Diamond).